PARAGRAPHICS CURRENT NEWS AND OPINION (By. X. Mabie Wright) Fifty Automobile Accidents Since New Year's Day. We Have Brains, The Yanks had the Four Leaf Clover. Most of the automobile accidents are absolutely avoidable and unnecessary. The automobile is a great invention, but it is a pity that it is so recklessly handled that it is a man-maimer and a man-killer. One wonders why autoists will disregard all the rules and regulations enacted for public safety and drive like fanatics until they injure or kill themselves or someone else. A Caucasion woman living in Indianapolis protested to the postal authorities against a Negro delivering her mail. The matter was put up to Postmaster General New. Mr. New played the man and informed her that the color line would not be tolerated in the postal service, and that the Negro mail carrier had a good record and would continue carrying the route. He said some other things, the import of all which the lady could not fail to get. There's a novel that tells about a Southern planter. This gentleman, his wife and daughters were out skiff riding. The skiff capsized. An African gentleman who was fishing near the scene saw their predicament, plunged into the water and swam to the rescue. The Southern gentleman, although going down for the third and last time, cursed and raved,declaring that he would rather drown than be saved by a "nigger.' Here are two out of a hundred thousand cases of American stultitin - American foolishness. Columbia University selects 3 of her students to do their final year's work in French in the University of Paris. One of them is a Negro girl from Virginia. Miss Brown's achievement will inspire scores of young Negroes. That Negro Fire Company represents every negro in Louisville. It represents his interest in the city, his willingness to be used for the public good. It is a recognition of the fact that the Negro is part and parcel of the citizenry of Louisville. It is a chance to demonstrate his ability to discharge important public functions. The rooters for the Yanks have as much right to crow now as the fans for the Giants have had in the past. Well, to be generous, we Yankee sympathizers say, "Three rousing cheers for both." For both Giants and Yanks have demonstrated to what scientific proportions baseball can be developed. Mr. Allen Joohnson, 1916 Magazine St., is attending the Chicago Musical College, Chicago, Ill., taking a special course in Chopin's classics under Mossoyae Bogolnsky, a Russian pianist.
BIG COPY AT FOURTH AND WALNUT STILL ABUSING NEGROES The present program of the Democratic party in which the Negro is being used in a method that is far from right and justice, has nothing on the big cop who stands at Fourth and Walnut Sts., in the evenings, as traffic officer. This Republican officer whose number is reported as being 146 is on the negro in and out of season, during political and non-political campaign times. Some weeks ago several complaints came to the ears of a Leader representative of such nature of mentioned throughout these columns, and satisfaction was brought to one of the complainants in his notice that this officer had not been seen at this intersection for several days and was perhaps on the job elsewhere. However, the cop is still there, and was evidenced last Sunday evening when another colored owner came under his voice for his usual "rough stuff," using his coined "nigger" and the most distasteful profanity, threatening the arrest of the driver in question. The big officer who must be from (Continued on page 8) 
Dr. Harvey Asks For Space To Let Friends Know Why He Left A. M. E. Church DR. HARVEY WRITES FRIENDS AND PUBLIC Wants All To Known His Side Of Reason For Leaving A.M.E. Church Chicago, Ill., Oct. 12, 1923 Mr. I. Willis Cole Louisville, Ky. Dear Editor: Please allow me space in your valuable paper to state my reason for withdrawing from the A.M.E. church. There are two sides to every story and through the kindness of friends in Louisville (because I have some staunch ones there) I am informed that on Sunday a.m. Sept 20, the pastor, Dr. Williams of Quinn Chapel A.M.E. church, stated his side of my withdrawal. It is not my purpose to create strife nor arouse sentiment, therefore I have been silent, but when the pulpit is used to confirm untruths then I must defend myself. I feel that I owe this explanation to my friends and the public of Louisville that they may understand my position. First, I wish to tell you emphatically that I did not withdraw because I was defeated as a delegate for the General Conference. Some one had to be defeated, why not me as well as anyone else, but I do say that the mehods used for defeat were the same used in politics of the underworld. Can you understand I want you to turn this over in your mind and answer these questions to yourself and you will see why I, like many others, have left and are leaving the great A.M.E. Church. Why so much unrest int eh A.M.E. Church? Why so many new churches organizing? Think these things over and look at existing conditions and you will have the answer. Men are thinking for themselves. The laity is waking up. I have worked hard for the church with all sincerity, and it speaks for itself, but slavery days have gone forever. I withdrew because I was tired of bossism and political crookedness in the church. I was tired of seeing men made slaves to another man simply because he has his appointment in his hands. I was tired and sick of being out of harmony with some of the big ministers and some bishops, simply because I do my own thinking. I was tired of seeing such large sums of money raised and such little good done with it. Knowing the wrongs in the church of my childhood, it was my Christian duty to make a righteous protest. This I have done and God is blessing the labor of my hands, J.R. HARVEY.
MRS. MARY B. TALBERT DEAD.
News comes to us of the sudden death of Mrs. Mary B. Talbert, who is known throughout America as the foremost club woman in the race. For several years she was president of the National Federation of Women's clubs. She had many friends in Louisville, and spoke here on several occasions.
DOMESTIC LIFE BECOMES $200,000 COMPANY Insurance Company To Extend Business Into Other States Amended articles of incorporation, increasing the capital stock of the Domestic Life and Accident Insurance Company to $200,000, have been approved by the Insurance commissioner and Secretary of State. It has been deemed necessary to do this on account of the rapid growth of the company, it is said. The officers of the company say that it is their aim to distribute this stock among the masses in the states into which the company proposes to extend its business. It is said that the rapid growth of the company, in Kentucky, is due largely to the interest manifested by the one thousand or more stockholders which the company has in all parts of the state, and the interest which will be created among the stockholders who will be enlisted through the sale of the additional capital stock will assure success for the company in those states where this stock will be sold. The growth of the Domestic Life has been the most marvelous of any insurance company on record. With the increased capital stock, which will more than double the present assets, thereby enabling the company to write policies up to $10,000, together with extending the business into other states the company's assets will reach one-half million dollars by the close of 1924, it is said. "Honest service is the only thing that is permanently successful in business or professional life," says one of the officers of the company, "and the phenomenal growth of the Domestic Life is due to its honesty of purpose and desire to render a service that will do the greatest possible good." The existence of the Domestic Life means not only profitable investment for its stockholders and protection for widows and orphans, but gainful and pleasant employment for members of our group, as well as the accumulation of resources that will render invaluable service to future generations.
POSTON SPEAKS HERE; GARVEY COMING In a brilliant address before a crowded house at the Pythian Temple Sunday afternoon, October 14, the Hon. Robert L. Poston of New York [photo] MR. R.L. POSTON Secretary General of U.N.I.A. [photo] REV. W.M. RATLIFF President No. 160 Louisville Division City, explained the aim and object of the Universal Negro Improvement Association. Mr. Poston corrected some errors about the organization of which he is Secretary General. He said it is not necessary for all Negroes to return to Africa to redeem it. The aim of this organization is to build a Government in our mother land, Af- (Continued on page 8)
MAMMOTH ASSOCIATION TO BUILD HOMES Organized With Of $250,000 To Build Homes For Every Body For some time it has been in the minds of many of us to establish some plan whereby it would be possible for the many citizens of meager means to own a home and pay for it in the manner as one would pay rent, and to that end, in 1917 in order to establish confidence the Mutual Savings and Realty Association was organized. For a long time things that were done by the Association in the line of purchasing homes, building churches, and helping out in financial ways have been upon the lips of the public. It was not long before we saw that the Mutual Savings and Realty Association could do the greatest amount of good for the greatest number of people, therefore, the American Mutual Savings Bank was the outgrowth of this effort. After the organization of the American Mutual Savings Bank, and becoming more acquainted with the financial conditions of our people we soon saw that we could not do for them in the line of home building as we had hoped; hence, we [immediately?] began to work out some [plan whereby the?] needs of the people could be satisfied. We finally worked out a plan similar to those of the Avery Building and Loan Association and other Associations of like nature, submitted to the banking commissioner of the State of Kentucky our plans and all of he necessary rules and regulations for his approval and for careful consideration of the same, and he, on the 18th day of September, 1923, stamped his approval upon our Articles of Incorporation, our by-laws and constitution, and directed us to file all in our County Clerk's office and then in the office of the Secretary of State. This Association was organized with a capital stock of $250,000, to be sold either upon the permanent plan or the installment plan, whereby persons who desired or may become regular members of it, will have the privilege to either buy or build their homes, no matter what the amount may be and no matter what the amount may be and no matter what the amount may be will have period of twelve and one-half years in which to pay for the same. 
[photo] Dr. John Action Hill. The above is an excellent likeness of Dr. John Acton Hill, the popular young Presiding Elder of the Louisville District. Dr. Hill is the youngest man in the history of his church in the State to preside over this great district. He is a graduate of Wilberfore and a veteran of the World War, having been chaplain and first liuetenant. He was the second delegate elected to the General Conference receiving 43 out of 50 votes cast. He is also secretary in chief of his conference. Dr. Hill is called "The Silver-tongued Orator of Kentucky," and is frequently mentioned for the bishopric in his church.
PICKENS DID NOT FALL FOR KLAN SCHEME
Check Given To Usable Negroes For Banquet To Stop Big Meeting (By the Associated Negro Press) Terre Haute, Ind., Oct. 21. - The Terre Haute correspondent is not "calling names" just yet, but reports that the K. K. K. of this town, when they heard that William Pickens, Field Secretary of the N. A. A. C. P., and contributing editor of the A. N. P., was to deliver a lecture to a mixed audience down town, got alarmed lest the Dean might flay the Klan, and actually rigged up a little scheme to buy him off or soften him without his knowing it. 
This is now: The K. K. K. is said to have furnished a big check to certain usable Negroes to prepare a banquet for the speaker, said banquet to take place before the meeting. At this banquet there would be colored and white "friends," the whites being certain Republican leaders who are Kluxers. This combination was supposed to do the softening act, indirectly and cunningly, without letting on. 
This alarm came from the fact that the great downtown hall, at which the Field Secretary was to speak, was donated for the occasion by the Anti-Klan whites of Terre Haute. The Klan wanted to counteract this by slipping something over to the Dean gently. 
It was learned that telegrams and letters were sent to the Dean by both sides, and while the contents of these could not be learned, it is to be noted that William Pickens did not allow himself to be banqueted - although the chickens were all bought and waiting for execution.
The Pickens meeting proved to be the biggest thing of its kind Terre Haute has seen, the Knights of Columbus and the Jews were there strong with the colored people.
When asked about the Klan attempt, the speaker only replied:
"Frankly, I don't know. But one thing I do know: if the Klan had succeeded in getting a dinner into me, it could not have kept me from saying, my say, unless the food were poisoned or doped."
Mrs. Sanders In Lead Clarksdale, Miss, Candidate Leaders Miss Marveline Jackson by Few Votes Others Get In Voting Of Second Week As we go to press with the second week's voting in the Leader's out of Louisville subscription campaign and contest for the $1,246.00 Essex Coach and the several hundred dollars in other cash prizes and commissions Mrs. J. L. Sanders, of Clarksdale, Miss., by the small margin of three votes. Mrs. Sanders takes the lead, and Miss Jackson, who led last week, drops to second place. Others who got into the race and made splendid reports during the week included Miss N. E. Miller, Van Lear, Ky., who moved into third place; Miss Bennie E. Porter, Hopkinsville, Ky., fourth place; Mesdames S. G. Murrell, Glasgow, Ky. and Elizabeth Beckley, New Albany, Ind., tied for fifth place; Miss Sallie E. Chestnut, East Bernstadt, Ky., Miss Ambrosia Beckett, Toledo, Ohio; Mrs. Thelma Beard Johnson, Irvington, Ky.; Miss Magdalene De Acklen, Chicago, Ill.; Miss Mabel Bullock, Greensboro, N. C.; Miss Sannie Clark, Lexington, Ky., and Mr. John Waddy, Graham, Ky. Close of Second Period Two Weeks Off With the close of the second period just two weeks off many of the other candidates are expected to get in the race during the coming wek. The voting is becoming interesting but the leader is just a few votes away. Two or three five year subscriptions would put the very lowest candidate on the list far out in front, and though the race is now close, the end of the next week may bring a big change in the order of the standing. Nominations Still In Order. Nominations are still in order, but those who are contemplating entering the race are urged to do so at once that they might get some benefit of the greater value of the votes of the second period which closes Saturday [November] 3. The voting and standing to date follows:
Mrs. J. L. Sanders Clarksdale, Miss. 164,000 Miss Marveline Jackson Owensboro, Ky. 161,000 Miss N. E. Miller Van Lear, Ky. 125,000 Miss Bennie E. Porter Hopkinsville, Ky. 96,000 Mrs. S. C. Murrell Glasgow, Ky. 80,000 Mrs. Elizabeth Beckley New Albany, Ind. 80,000 Miss Sallie E. Chestnut East Bernstadt, Ky. 71,000 Miss Ambrosia Beckett Toledo, Ohio 65,000 Mrs. Thelma Beard Johnson Irvington, Ky. 65,000 Miss Magdalene De Acklen Chicago, Ill. 53,000 Mr. John A. Martin Waddy, Ky. 17,000 Miss Sannie Clark Lexington, Ky. 17,000 Miss Mabel Bullock Greensboro, N. C. 17,000 Mrs. Frances Davis Ashland, Ky. 5,000 Miss Gertrude Howard Jeffersontown, Ky. 5,000 Mr. H. P. Stewart Hopkinsville, Ky. 5,000 Mr. E. A. Selby Normal, Ala. 5,000 Mr. Charles H. Copeland Chicago, Ill. 5,000 Mrs. Frances Redd Cadiz, Ky. 5,000 Mrs. Mary J. Brown Shelbyville, Ky. 5,000 Mr. E. M. Colson Elys, Ky. 5,000 Mrs. R. J. Brown Birmingham, Ala. 5,000 Mr. Fred Blair Carthage, Mo. 5,000 Miss Hattie Lee Gibson Madisonville, Ky. 5,000 Mr. John M. Faith Graham, Ky. 5,000 Mrs. H. H. Taylor Shelby City, Ky. 5,000 Miss A. C. Bostic Nashville, Tenn. 5,000 Mrs. Henry Bradley Paaducah, Ky. 5,000 Rev. R. L. Tillery Morgantown, N. C. 5,000 Mrs. Owen Parks Terre Haute, Ind. 5,000 Miss Dawsie Hatchett Jackson, Tenn. 5,000 Rev. P. O. Saddler Elpaso, Tex. 5,000 Mrs. Martha J. T. Gill Vanvleet, Miss. 5,000 Miss O. E. Lindsay Hopkinsville, Ky. 5,000 Mrs. E. J. Spillman Paducah, Ky. 5,000 Miss Gladys F. Lightfoot Chicago, Ill. 5,000 Mrs. Lula Samuels Lexington, Ky. 5,000 Miss Lula McGay Jackson, Tenn. 5,000 Mrs. G. L. Hockenhull Paducah, Ky. 5,000 Miss Jessie Boone Winchester, Ky. 5,000 Mrs. Florence Elzy Shelbyville, Ky. 5,000 Mrs. E. B. Delaney Covington, Ky. 5,000 Miss Allene Jackson Maysville, Ky. 5,000 Miss Lue S. Dysart Fulton, Ky. 5,000 Mrs. Eva Everhart Morganfield, Ky. 5,000 Mrs. R. Grace Thurmond Nogales, Ariz. 5,000 Miss Pauline M. Wolfe Bowling Green, Ky. 5,000 Miss Janett Robb Frankfort, Ky. 5,000 Mrs. Florence Muir Campbellsville, Ky. 5,000 Mrs. Lula Cotton Bardstown, Ky. 5,000 Miss Juanita Shackelford Sturgis, Ky. 5,000 Miss Eunice Childers Earlington, Ky. 5,000 Miss Katherine Renders Hartford, Ky. 5,000 Mrs. M. L. Bryant Middlesboro, Ky. 5,000 Miss Linden Black Harlan, Ky. 5,000 Miss Ruth Baughman Pineville, Ky. 5,000 Mrs. John Cobb Richmond, Ky. 5,000 (Continued on page 8)
There are two things you cannot corner, Brains and Money. Be satisfied with your share of each and let the world roll on. Be a Booster